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To access templates, choose File > Template Gallery (Cmd-Shift-N). Templates are grouped into categories. To open a different category, click on its name at the bottom of the window.
To open a template, double-click on its thumbnail. Or click on a thumbnail followed by the Choose button.
You can use templates to learn the program or modify them to create a new document.
Note that templates and styles are not the same. A template is a complete document. A style is a set of settings that can be applied to your text or image. Templates can consist of one or several layers.